Five Failed Provinces In Education, Health And Banking
2021-05-25 | by CusiGO
Nationwide, basic services of general interest, such as health care, education or banking, have relatively good geographic access. A new case study by the Ramon arenaces foundation and Ivie concludes: “most people have access to or access to services in their city within a reasonable period of time.”.
However, by lowering the magnifying glass, you’ll find what researchers call the “dark zone,” where it’s hard to find doctors, teachers and cash from the bank. They “make up only a small part of the population, but the problem has been repeated in five inland provinces: truel, kunka, Guadalajara, Soria and Avila.”.
In its annual report, the Bank of Spain stressed that 3403 municipalities (42% of the total) are at risk of population decline. Only Finland, Estonia and Latvia have a higher proportion of the population. It’s empty Spain, because people leave because there is no service, and services disappear because there is no vicious circle of population, and it continues to grow like an oil stain. Thus, the case study concluded that “population concentration contributes to access to public and private services, but leaves the dark areas of Spain empty.”.
According to the situation, 11.9% of the Spanish population live in towns without health facilities, but only 0.2% cannot even access the clinics where they live. About 1 million people (2.1% of the total population) take more than 45 minutes to get to the nearest hospital.
On the whole, 99% of primary school students and 93% of middle school students have schools in their city of residence. 89% of the population aged 16-17 lives in a town with a bachelor’s degree centre. ”
Finally, since 2008, the proportion of people living in cities without bank offices has increased by 50%, “3% of the population”, and this problem affects nearly 1.4 million people. The study describes the problem by province, which is not clear so far. The conclusion is that in 12 provinces, more than 10% of the population has problems in obtaining bank or cash services. In addition, they are generally elderly people with mobility difficulties and limited economic resources.
The proportion of the Spanish population living in cities without bank offices increased from 2% in 2008, the year with the largest network, to 3% in 2019. 448000 more than in 2008, and more than 20% in some provinces.
However, the Ramon aresses foundation and Ivie clarified that “the absence of a bank office in the city of residence does not necessarily mean financial exclusion because there are other ways to access financial services such as online banking.”. They calculated a new figure: the average travel time from a city without a bank office to the nearest city; The average time is 11 minutes, but there is a big difference between them.
For the autonomous region, Basque countries have the least time to enter the Office (7 minutes), less than half of the 15 minutes in the Canary Islands. By province, Malaga’s travel time is 18 minutes. ” If divided by town, only eight places (8131 in total) need more than 45 minutes to get to the bank office. ”
However, there are some dark areas in Spain’s geography, and this accessibility becomes complicated, affecting the population with very specific characteristics. This is basically a larger population, living in very small cities, usually in mountainous areas, with inconvenient transportation. Their income level is also lower than the national average.
The researchers concluded that “the principle of territorial equity and the obligation of the public administration to provide health and education services require remedial measures for this small population group with more difficult access to opportunities. New technologies are designed to play a key role in the delivery of these services, especially in the field of education, as they allow for redefining space and distance. Public authorities should also take action to ensure access to private services that are considered essential, such as financial care. “.
The report acknowledged that in some areas “there is a vulnerable population who has no access to bank offices, which may be synonymous with financial exclusion. They live in cities that are inaccessible to the Internet, have no equipment to connect to the Internet, and / or do not have the minimum skills required to use online banking. ”
In these cases, the areces foundation and Ivie claim, the public administration “has to solve the problem by ensuring that the network covers all towns, or in other cases by working with credit institutions to provide other solutions.”. But the report added that the banking industry should not be held responsible for the problem because, like any other business, it must be viable, which is incompatible with maintaining unprofitable offices.
With regard to general population data, case studies show that Spain’s population is highly concentrated in coastal and urban areas. ” Thirty two percent of the population live in 52 provincial capitals, with Madrid alone accounting for 7 percent of the country’s population. This concentration in a wide geographical area has caused the problem of population reduction and shows great economic differences. ”
Among the 8131 towns in Spain, nearly 6000 towns with no more than 2000 people have a family income 20% lower than the national average, while those with a population of more than 500000 have a family income 20% higher than the national average. This concentration also has a beneficial effect, as it helps to provide more people with services of general public and private concern.